ECO4 Scheme

Struggling to keep the house warm with ever-rising energy bills? Find out if you’re eligible for the ECO4 Scheme. Homeowners and tenants in privately rented homes can enjoy better heating, loft and wall insulation, smart thermal controls, solar PV or even an air source heat pump, all completely free! Fully funded by the ECO4 Scheme.

The Energy Company Obligation (ECO4) is an energy-efficiency scheme implemented by the government to help tackle fuel poverty in Great Britain. The scheme aims to reduce the energy usage of homes in Britain and lower their bills, helping families to keep warm by spending less. This scheme is available to homeowners who meet certain criteria, and to private tenants with their landlord's approval. Better still, this scheme is fully funded! Meaning the cost of heat pump installation is completely covered - you don't pay a penny. Get in touch with our expert team to find out more and see if you are eligible.


How does the ECO4 Scheme work?

With the ECO4 grant, it is up to the energy companies' decision which energy efficiency projects to support, how much money to give, and the Retrofit Coordinator and installers they want to collaborate with. But, unlike previous loft insulation grants or heat pump grants, with ECO4 , all heating improvements, cavity wall insulation and other insulation measures will be completely paid for by your energy provider, at no cost you! Meaning homeowners and private landlords will not be charged for the installations but will still enjoy the benefits of a warm, cosy, cost-effective home. This scheme will run until the 31st March 2026.

Also known as the Free Boiler Scheme, the ECO4 Scheme aims to enhance homes and households with the lowest energy efficiency, particularly those in fuel poverty. Only properties in bands D-G are eligible for improvements. The new Minimum Requirement (MR) also mandates boosting the energy efficiency of homes in bands D and E to at least band C, and band F and G to at least a band D.

If your owned or privately rented home still relies on a non-condensing gas boiler, this scheme gives you the opportunity to upgrade to a much more energy efficient system, including renewable home heat pumps. Private landlords can also benefit from an increase in property value by having an energy efficient system installed, while also ensuring their tenants are comfortable and happy.

Who is eligible for ECO4 funding?

ECO4 is available to:

  • Homeowners, Private Tenants & Landlords
  • Individuals who get income-related benefits
  • Properties with low EPC Score
  • Properties with inefficient heating systems

ECO4 Qualifying Benefits:

  • Child Tax Credits (CTC)
  • Child Benefits - depends on income threshold* (see thresholds)
  • Jobseekers Allowance (JSA)
  • Employment & Support Allowance (ESA)
  • Income Support (IS)
  • Pension Credit Guarantee Credit
  • Universal Credit (UC)
  • Warm Home Discount Rebate
  • Working Tax Credit (WTC)
  • Housing Benefit
  • Pension Credit Saving Credit

Qualifying Child Benefit income threshold for ECO4 eligibility:

Number of Children Single Claimant Member of a Couple
£19,900 £27,500
2 £24,800 £32,300
3 £29,600 £37,200
4+ £34,500 £42,000

How can you apply?

You can find out for sure if you are eligible for the ECO4 Scheme by visiting the UK Energy Support website, or you can get in touch direct with our specialist team for more guidance and information. Get in touch now to find out more and see if you qualify.


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